Tofler and TatvaRatings

Tofler's self-serve company reports built on public filings, its published pricing, and how a lender-side rating index answers a different question.

Comparison Last reviewed 7 min read

On this page — 11 sections

Tofler is the self-serve end of the Indian company-data market, and the only product on our comparison list that publishes what it costs on its own website. That makes it easy to describe accurately and easy to place.

Product pages change — if something here is out of date, tell us.


The short answer

One company, today, for a modest fixed price — that is a self-serve company report, and it is a well-served need. Tofler publishes its pricing and will sell you one on a card; we will not.

A lender-side question across thousands of rated borrowers — that is a different index and a different transaction, and no number of individual company reports assembles into it.

At a glance

Each column describes the product from its own public material. Everything in the Tofler column is sourced from the pages linked further down.

Attribute Tofler TatvaRatings
Described as Insight into "your suppliers, customers, and competitors to help your business grow"; the core product is the "Company 360" report A structured index over publicly published credit rating press releases from seven SEBI-registered rating agencies
What a report covers "ownership, directors, charges, and more" on any private or public Indian company Borrowers, rating actions, rated facilities, key financials, rating drivers, lender-wise annexure
Universe published "Explore over 2 lakh companies today" 45,528 rated borrowers, as at 30 August 2026
A query starts from A company, or the "Finder" search tool with filters on companies A lender, a sector, or a company
Pricing Published in rupees, as read on 22 August 2026: Pro ₹15,000 + GST for 40 credits; Growth ₹28,000 + GST for 100; Enterprise from ₹1.5 lakh + GST. Prices change — check theirs before relying on this Not published; access arranged by conversation
Access Self-serve; free account without a sales conversation By commercial agreement

What TatvaRatings holds

70,337
Rating actions
45,528
Borrowers
194,471
Rated facilities
179,857
Lender-exposure rows
1,501
Distinct lenders

TatvaRatings corpus as at 30 August 2026. Earliest rating action May 2019. 46.2% of rating actions carry a lender-wise annexure, so every count is a floor, not a total.


What Tofler describes itself as

The homepage positions the product around getting insight into “your suppliers, customers, and competitors to help your business grow”. The core product is the “Company 360” report, described as an overview of any private or public Indian company covering “ownership, directors, charges, and more”. (tofler.in)

The proof language is “Explore over 2 lakh companies today” and “trusted by thousands of businesses”. The pricing page also names a “Finder” search tool with filters. (same source)

Pricing is public, in rupees. Tofler publishes Pro at ₹15,000 + GST for 40 credits, Growth at ₹28,000 + GST for 100 credits, and Enterprise starting at ₹1.5 lakh + GST, with additional credits at ₹349 + GST each. (price and plans)

Signup is self-serve. The site offers a free account without a sales conversation.


What that pricing model tells you

Publishing per-credit pricing is a deliberate market position, not an oversight. A ₹349 credit and a ₹15,000 entry plan describe a product bought by an individual or a small team, on a card, for a defined number of lookups. That is a genuinely useful thing to be, and it is the reason Tofler is the first result many people find.

It is also a different transaction from an institutional data agreement, and the two should not be priced or compared against one another as though they were the same purchase.


What is and is not described in Tofler’s public material

Tofler’s public product pages do not describe a search that starts from a lender and returns the companies exposed to it. Charges appear as a field inside a company report. The Finder tool is described in terms of filters on companies; no lender dimension is named.

That is a statement about the public pages, not a claim about the product behind the login. If a lender-side query matters to you, ask them.


What TatvaRatings does

TatvaRatings parses publicly published credit rating press releases from seven SEBI-registered credit rating agencies into one schema — borrowers, rating actions, rated facilities, key financials, rating drivers, and the lender-wise annexure naming the bank behind each rated bank facility — and indexes that annexure from the lender’s side.

A worked reading of the figures above: SBI appears in 5,476 borrower annexures as at 30 August 2026 — a floor, not a total.

The source material is different in kind. A company report is built primarily from MCA filings — the statutory record a company files about itself. A rating annexure is built from a credit rating agency’s published disclosure about facilities a bank has extended, which is a different document with a different author, a different trigger and a different set of fields.

Where they overlap is bank names. MCA charge filings name the charge-holder bank and are public — anyone can read them, including through MCA’s own public Index of Charges. A rating annexure adds facility type and sanctioned amount by lender, including for unsecured facilities that create no charge, but only for rated borrowers who consented to disclosure.


What TatvaRatings does not do

  • No MCA filings product. No directors, no shareholding, no financial statements as filed, no charge index, no litigation, no GST.
  • No self-serve access and no published pricing. Access is arranged through a conversation. If you want one company report today on a card, Tofler will serve you and we will not.
  • Only rated borrowers — 45,528. Tofler publishes a figure of over 2 lakh companies explorable. We are a minority slice by construction.
  • Only 46.2% of rating actions carry a lender-wise annexure, from Acuité at 92.0% down to India Ratings at 0.0%. Every count is a floor, not a total.
  • Sanctioned, not outstanding, on a periodic, broadly annual review cycle — a typical record is a year or more old. An annexure is a dated snapshot, not a feed.
  • No score, no rank, no credit opinion of our own.

The full specification →


Which one you actually want

One company, today, for a modest fixed price — that is a self-serve company report, and it is a well-served need.

A lender-side question across thousands of rated borrowers — that is a different index and a different transaction, and no number of individual company reports assembles into it.


Common questions

What does Tofler cost?

Tofler publishes its pricing in rupees on its own website — as read on 22 August 2026: Pro at ₹15,000 + GST for 40 credits, Growth at ₹28,000 + GST for 100 credits, Enterprise starting at ₹1.5 lakh + GST, and additional credits at ₹349 + GST each. Prices change, so check their price-and-plans page before relying on this. It is the only product on our comparison list that publishes what it costs.

Is TatvaRatings an alternative to Tofler?

Not for what Tofler sells. If you want one company report today on a card — ownership, directors, charges — Tofler will serve you self-serve and TatvaRatings will not: no MCA filings product, no self-serve access, no published pricing. TatvaRatings answers the lender-side question across rated borrowers instead, within the limits on Data limits.

Does Tofler show which banks lend to a company?

Where they overlap is bank names: MCA charge filings name the charge-holder bank, are public, and charges appear as a field inside a Tofler company report. A rating annexure adds facility type and sanctioned amount by lender, including unsecured facilities that create no charge, but only for rated borrowers who consented to disclosure — see the lender-wise annexure entry. Tofler's public pages do not describe a search that starts from a lender; that is a statement about the public pages, not a claim about the product behind the login.

When would a team need both?

When the questions differ. A self-serve company report covers one named company from its statutory filings; a lender-side index covers 45,528 rated borrowers from published rating disclosure, queryable from the bank's side — a different index and a different transaction. Lender exposure analysis shows the second workflow, and Coverage carries the measured counts.


Tell us the borrower, bank or sector you would start from. We will tell you what the current corpus can and cannot answer for it.

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